“When is the best time to plant a tree? Twenty years ago.” –Chinese saying; “The Overstory.” Fortunately, area homeowners don’t need to buy flood insurance years in advance to be covered — one month is usually enough. But, give the deluge of snow in the Twin Cities the last month or so, and the surprisingly...Read More
The Hilltop Home in a Flood Plain (Huh?!?) When a home appears on a Federal Emergency Management Agency (“FEMA”) map showing its “flood zone designation,” you might assume that the home was located in a flood plain — and subject to (very expensive) flood insurance. Unh-unh. It turns out that ALL Minnesota homes have been assigned a flood...Read More
MLS Caveats & Qualifiers “Chutz´-pah”: killing your parents, then throwing yourself on the mercy of the court because you’re an orphan. I really wasn’t looking for more definitions of chutzpah, but I picked one up the other week nonetheless. Here it is: ‘representing on MLS that a home is no longer subject to flood insurance,...Read More