The Hilltop Home in a Flood Plain (Huh?!?)

When a home appears on a Federal Emergency Management Agency (“FEMA”) map showing its “flood zone designation,” you might assume that the home was located in a flood plain — and subject to (very expensive) flood insurance.

Unh-unh.

It turns out that ALL Minnesota homes have been assigned a flood zone designation; only a fraction of those — typically near water and/or in low-lying areas — are officially located in flood plains.

In this case, the house in question was on a hilltop in one of the highest areas of Minnetonka (and Hennepin County).

See also, “What’s the Highest Point in Hennepin County?”

About the author

Ross Kaplan has 19+ years experience selling real estate all over the Twin Cities. He is also a 12-time consecutive "Super Real Estate Agent," as determined by Mpls. - St. Paul Magazine and Twin Cities Business Magazine. Prior to becoming a Realtor, Ross was an attorney (corporate law), CPA, and entrepreneur. He holds an economics degree from Stanford.

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