3,000 Bonus Points vs. $60 Quick! Which sounds more valuable? Sixty dollars, or 3,000 bonus points? If you guessed the latter, you’d have lots of company — and be flat wrong (at least, according to the terms of a year-end credit card promotion I just received). Conversion Confusion Assuming 15,000 points converts into a $300...Read More
What’s the Catch? “Earn 5% Cashback Bonus when you shop at Rainbow Foods with Discover.” –Credit card promotion Five percent back sounds awfully good, especially when most credit cards are only offering 1% or 2% these days. So, what’s the catch? How about four of them? Catch #1: the purchases have to be at Rainbow...Read More