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secret

A 100%, Absolutely Guaranteed System for Keeping New Year’s Resolutions

So, what’s the secret to keeping every single New Year’s resolution? Discipline, perhaps? How about persistence, fortitude, self-knowledge, or even realistic (read, “low”) expectations? Nope. Try, “timing.” My now 15 year-old son hit upon the idea, years ago, of waiting till the waning hours of New Year’s Eve (like, after 11 p.m.) to forswear various...
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Getting the CMA** — and the Lender’s Appraisal — Right: Big Adjustments = Dubious Adjustments

“He Who Adjusts Least Adjusts Best” When it comes to pricing a home off of Comp’s (“Comparable Sold Properties”), the trick is to minimize both the number and absolute magnitude of the adjustments. The ideal would be a condo identical to its peers in every respect — floor plan, size, condition, location, market conditions, etc....
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Negotiating, Ray Donovan-Style: When a Tie = a Win

Playing Defense as Well as Offense Anthony Finney: So I had a contract drawn up to buy you and your company lock, stock, and barrel. Ray Donovan:  I’m not for sale [walks away]. Anthony Finney:  Ahh . . we’re still negotiating. –“Ray Donovan”; “Come and Knock on Our Door” (episode 3, season 3). You can...
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