January 30, 2019

“Neither Snow Nor Rain” . . . But What About Minus 60° Below Wind Chill??

“Neither snow nor rain nor heat nor gloom of night stays these couriers from the swift completion of their appointed rounds.” –unofficial credo of United States Postal Service. There won’t be any mail carriers wearing shorts in the Twin Cities today. If fact, there won’t be any mail delivery at all. With local temps and...
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What’s in a Name? From “Settlement Statement” to “HUD-1” to “ALTA” Back to “Settlement Statement”

“The More Things Change” Department Once upon a time, when I started selling real estate in 2002, the worksheet that Buyers and Sellers signed at closing was simply known as . . . the settlement statement (or just the closing worksheet, to avoid any jargon). Then it became the “HUD-1” (HUD stands for “Housing and Urban Development,” the federal...
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