Tag

computer

Underwriting-by-Algorithm: How Long Till Computers Replace Human Loan Underwriters?

“Hello, Mortgage Loan Department?  Can I Please Speak to a Human Being?!?” “Big companies and start-ups are beginning to use learning software in higher-stakes decisions like medical diagnosis, crime prevention, hiring selections and loan approvals. The idea is that an A.I. turbocharger can be applied to all kinds of decisions, making them smarter, fairer and...
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Why I’m Rooting for Donald Trump (and Bernie Sanders, Too!)

Goring BOTH Parties’ Oxes:  Why 2016 May Be the Year Americans Use “Ranked Choice Voting”** to Elect the President There were no computers (and ranked choice voting) when Woodrow Wilson was elected in 1912, but if there had been, runner-up Teddy Roosevelt would likely have been chosen President instead. After all, a majority of voters...
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