App Explosion
Urban Spoon. Dropbox. Around Me. Evernote. Keynote. Wikihood. Posterous.
Those are just some of the apps — for smartphones and tablets — that I heard discussed (and extolled) at a Realtor conference this morning.
Yes, I recognize their utility.
And yes, I ‘m sure I’ll have my favorites by the end of the Summer (next up: replacing my dud, first-generation Android phone).
Realtor Repertoire
But just because there is an app for it, doesn’t necessarily mean it should become part of a Realtor’s repertoire (IMHO).
Case in point: app’s for calculating mortgage payments, mortgage insurance premiums, etc.
Once upon a time, I walked around with (printed) tables that calculated those numbers.
Then, I had them available on my laptop or smartphone.
But what I’ve discovered is that prospective Buyers who want you to calculate those things haven’t called a lender yet — which is one of the crucial, first steps in the house hunting process.
So, yeah, I’m happy to connect prospective Buyers with good lenders, but I don’t want to field questions that will inevitably come up in the course of applying for a mortgage (that process also includes the Buyer/Borrower providing their social security numbers, recent tax returns, W-2’s, bank balance(s), etc.).
P.S.: My past and current clients will attest that I’m always available as a resource and sounding board if they have qustions navigating the loan process.
