Avoiding Guilt by (Name) Association

I can certainly understand why a bank or investment fund would want to have “First” in its name (“First National Bank of [ ______ ]).”

scorecardThe name that’s always puzzled me is “Fifth Third Bancorp,” headquartered in Cincinnati.

Given the financial news the last few days, I thought a scorecard would help keep things straight:

Third Avenue Management:  Proprietor of a junk bond that failed last week, rocking financial markets. It subsequently announced that it is liquidating the fund, and in the meantime blocking redemptions.*

Third Point:  Activist investor in the middle of the Dupont – Dow Chemical combination (it opposes it).

Stone Lion Capital Partners:  High-yield credit fund also rumored to be in trouble, and that just suspended redemptions.*

Lionstone Investments:  Houston-based real estate investor (run by my first cousin!). Doing fine (they just struck a major development deal in downtown Atlanta).

WTI:  “West Texas Intermediate.”  Benchmark for wholesale oil prices that just fell below $35 a barrel, presaging even lower prices at the pump.

WTF:  As in, “What the F*ck is going on with energy prices right now?!?”

“Sell First, Ask Questions Later”

At least to me, it’s perplexing that a tiny, long-announced Fed uptick in short-term interest rates — official announcement due this Wednesday — should roil the bond market.

Surprise #2 about the recent action specifically in junk bond funds:  by Wall Street standards, they’re all relative minnows (under $1 billion).

Which suggests that either the markets are overreacting, or, there’s more going on beneath the surface than is readily apparent.

Anyone else having déjà vu right now??

*It’s almost never a good sign for an investment fund when:  a) investors simultaneously all clamor for their money back; and b) the firm refuses.

One of the sole exceptions I can recall is when money manager Michael Burry (of “The Big Short” fame) refused — and ultimately made a killing for the same investors.

About the author

Ross Kaplan has 19+ years experience selling real estate all over the Twin Cities. He is also a 12-time consecutive "Super Real Estate Agent," as determined by Mpls. - St. Paul Magazine and Twin Cities Business Magazine. Prior to becoming a Realtor, Ross was an attorney (corporate law), CPA, and entrepreneur. He holds an economics degree from Stanford.

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