“Live and Learn” Dept.
For about a decade, my family has been paying for a deluxe home warranty covering our HVAC, all appliances, and even our main sewer connection.
Also included: our backup, standalone freezer.
Or so we thought all these years.
“Location, Location, Location”
We found out otherwise when the freezer’s compressor failed the other week, and we submitted a claim that was denied.
The reason?
The freezer is located in our garage.
According to the company rep, uncontrolled garage temp’s are tough on freezers — and therefore explicitly excluded from their (our) policy coverage.
P.S.: Two of the most commonly misunderstood terms on the Minnesota Seller’s Disclosure are “freezer” and “humidifier.”
Many refrigerators contain a freezer section, and many furnaces include a humidifier.
But, that’s what not the form is referring to — it’s asking if the Seller has free-standing units, and whether they’re in working condition or not.
