Muted Effect (So Far)

If the U.S. government defaults in 10 days and interest rates suddenly go kablooey(!) . .  . all bets are off.

closedBut in the meantime, the effect of the federal government shut-down on the housing market appears to be muted.

According to the lenders I work with most often, the main consequence at the moment is that what’s called “Form 4506 results” — confirming the mortgage applicant’s tax returns — are not forthcoming from the IRS.

Effect on deals?

So far, zero:  aforesaid lenders are proceeding to closing anyways, with that item to be obtained afterwards.

About the author

Ross Kaplan has 19+ years experience selling real estate all over the Twin Cities. He is also a 12-time consecutive "Super Real Estate Agent," as determined by Mpls. - St. Paul Magazine and Twin Cities Business Magazine. Prior to becoming a Realtor, Ross was an attorney (corporate law), CPA, and entrepreneur. He holds an economics degree from Stanford.

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